Ethical banks, cooperative banks, sustainable investments and fair insurance.
A bank lends out the money in your accounts. Ethical and cooperative banks publish the projects they finance, and in the EU your new bank must move your direct debits and standing orders for you when you switch.
Énergie Partagée lets savers in France invest in wind farms, solar roofs, small hydro plants, wood-fired heating and biogas units owned and run by local residents and councils. It is both a movement…
Alternative to savings products that finance big energy groups and funds you know nothing about
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GLS Bank is a German cooperative bank, based in Bochum, that lends only to projects with a social or ecological purpose: renewable energy, organic farming and food, housing projects, schools and…
Alternative to large commercial banks that finance coal, arms and speculation, and free online banks with opaque investments
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La Nef is a French cooperative bank that lends only to projects with a social, ecological or cultural purpose, such as organic farms, renewable energy, shared housing and local shops, and publishes…
Alternative to the big French banks and their investments in fossil fuels
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The Complémentaire santé solidaire (C2S) is France’s public complementary health cover for people on low incomes. It pays what the Assurance Maladie leaves to the patient, for free or for at most €1…
Alternative to a paid mutuelle for people on low incomes
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The Verbraucherzentralen are the consumer advice centres of the 16 German federal states: non-profit associations, mostly publicly funded, that advise on contracts, energy, insurance, banking, food…
Alternative to the customer service of the company you are in dispute with, and comparison sites paid by commissions
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Crédit Coopératif is a French cooperative bank, owned by its client-members, that has banked associations and social-economy businesses since 1893 and also offers current accounts, cards and savings…
Alternative to commercial high-street banks that finance fossil fuels
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The Krankenkassenliste is the official list of Germany’s statutory health insurance funds (gesetzliche Krankenkassen) with their additional contribution rates, published by their umbrella body, the…
Alternative to comparison portals such as Check24 and Verivox that show only the health insurance funds paying them
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The Que Choisir mutuelle comparator is the health insurance comparison tool of Que Choisir Ensemble, the French consumer association formerly called UFC-Que Choisir. It ranks complementary health…
Alternative to mutuelle comparison sites run by brokers, paid by insurers, that resell your phone number
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The Krankenkassenvergleich of Stiftung Warentest is a database of the contribution rates and extra benefits of 67 German statutory health insurance funds, which together insure about 97 % of…
Alternative to Check24, Verivox and other comparison portals paid by the insurers they rank
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MAIF is a French mutual insurer, owned by its 4.2 million members, that insures homes, cars, bikes and borrowers. It became a société à mission in 2020 and gives 10 % of its profit to environmental…
Alternative to shareholder-owned insurers for home and car
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“Is private health insurance worth it?” is a free guide from MoneyHelper, the money guidance service of the UK government’s Money and Pensions Service. It helps people decide whether they need…
Alternative to advice from brokers and comparison sites paid on commission by health insurers
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Which?, the UK consumer association, rates private medical insurers by what their customers say after making a claim. Price comparison sites rank policies by price and are paid by the insurers they…
Alternative to health insurance comparison sites and lead generators that sell your details to brokers
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Money that does no harm
Energy and heating
Political participation and citizens’ initiatives
Work and cooperative economy
Health, care and wellbeing
Law, consumer protection and advice
Donations, volunteering and non-profits
Mobility, cars and transport
Housing, building and renovation
